Disclaimer of Endorsement:

Reference herein to any trademark, commercial product, or company name is intended for explicit description only and does not constitute or imply an endorsement, inducement, recommendation, or encouragement by Protective Insurance Corporation and/or its subsidiaries, including Protective Insurance Company and Sagamore Insurance Company (“Protective Insurance”). Statements expressed herein do not necessarily state or reflect those of Protective Insurance. Under no circumstances, including negligence, shall Protective Insurance be liable for any direct, indirect, incidental, special, punitive, or consequential damages that may result from the use of any commercial product reference herein.

PROTECTIVE INSURANCE MAKES NO REPRESENTATION OR WARRANTY, EITHER EXPRESS OR IMPLIED, CONCERNING THE QUALITY OR PERFORMANCE OF ANY COMMERCIAL PRODUCT REFERENCED HEREIN.