We provide complete coverage for public transportation fleets, including charter bus, school bus and limousine operations. Through an exclusive arrangement with 5Star Specialty Programs, we offer the following coverages, available in all 50 states:

  • Auto liability
  • General liability
  • Garage liability
  • Workers’ compensation
  • Physical damage


Why partner with Protective?

For some insurance companies, the work ends once a policy is written. At Protective, that’s when we’re just getting started. Rated A (Excellent) by A.M. Best, we are a financially strong company that is equally invested in the safety of your drivers. We provide superior claims service and comprehensive loss prevention, safety and risk management resources.

  • Agents: contact 5Star Specialty Programs for more information.
  • Public Transportation providers: contact your agent or broker about the Protective/5Star option.

“As a family-owned bus company, our success has come from building and maintaining relationships, similar to Protective Insurance Company. Protective understands the importance of a strong client focus and building lasting partnerships. Birnie Bus is proud to partner with such an exemplary fleet insurance provider that consistently goes above and beyond for its customers.”

Tim Birnie, CEO
Birnie Bus Service, Inc.