IC Safety from Protective Insurance Company
June 2015 An exclusive publication for Protective's independent contractors
Save lives, save time, save money with a written safety plan
Each year we experience claims where a lack of written safety procedures and effective training were contributing factors to a major loss. Losses in turn have a negative impact on your company's claims history and lost production time. As a result, you could be paying higher insurance premiums and out-of-pocket costs than your peers!
Actual examples of preventable losses:
• A driver was unloading large packages at a residence. The load slid off the back and landed on top of the helper, who suffered major crush and fracture injuries to the lower body.
• A worker was injured performing vehicle maintenance and OSHA cited the contractor in violation of 29 CFR 1910.147 (lockout/tagout), which could cost the owner up to $70,000 in OSHA fines alone.
You may not have a commercial office space or your own maintenance shop, but you should have written programs that address the following at minimum:
• Safe vehicle operation
• Proper lifting/carrying techniques
• Control of slip/fall exposures
• Safe use of tools and equipment including hand trucks
• Warehouse and dock safety
• Post-incident root cause analysis
Download our step-by-step guide for tips on writing and implementing your own safety program.
Safety programs are only as effective as you make them!
People usually define the effectiveness of a safety program by the frequency and severity of injuries and collisions. However, a crucial measurement of a safety program's effectiveness is the commitment from everyone within an organization to make their workplace free of known and recognizable hazards. Safety must permeate your organization from the top down.
Don’t just take our word for it.
According to the National Safety Council, "managing safety starts from the premise that most incidents can be prevented. They can be prevented with proper hazard identification and evaluation, management commitment and support, preventive and corrective procedures, monitoring, evaluation and training."
What can you do?
You are the captain of your ship! Just as a sea captain has the responsibility to safely navigate their ship from port to port, we all have a responsibility to safely navigate our work day. Protective’s Loss Prevention Department has created a guide that will help you plot a course to an effective safety program for you and your crew. Download guide >>
To request a printed copy of Protective's Worker Safety Loss Prevention Minimum Standards booklet, which includes detailed guidelines for written safety programs, email lossprevention@protectiveinsurance.com.
Are you interested in a safety certification program? We want your input!
Help us shape our loss prevention offerings by answering three quick questions about a potential new program.
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Safety roundtables coming to a city near you!
Protective is hosting safety roundtables next month in the cities listed below. You’ll receive hands-on training to help you develop a safety program for your drivers based on the top losses we see annually.
Saturday, July 11 – Denver, CO
Saturday, July 18 – Cleveland, OH
For more information, contact our Loss Prevention Department at lossprevention@protectiveinsurance.com or 800-644-5501 ext. 7341.